Friday, April 29, 2016

Fulvic Acid: All-in-One Cure for Everything?

Premium Fulvic Acid.
All-in-One cure for everything?
From its not-so-sexy name to its not-so-attractive labeling, this is something that I normally wouldn't touch. 

But the product seems interesting and here I am... about to try it. 

I met with our landlady last week and she had organic products in the room. I asked her about these, to which she shared her experiences with a particular Fulvic Acid. This supposedly helped heal her scars caused by shingles. She also shared how people who have tried it got cured of their different ailments. 

Ha! Networking, I thought. (Nega lang?!)

Apparently not! 

It's a new food supplement and it's just about to launch in the market. Sneak peek of sorts?

Fulvic Acid, when ingested, is a powerful detoxifier that also enhances the body's distribution of nutrients. Its benefits seem to go on and on like a one-time-big-time cure for everything--from cancer-related viruses down to erectile dysfunction. (Too good to be true?) 

It was recommended to drink 1 tbsp every morning on an empty stomach. Oddly, I could also use it as a toner for my face! Weird, but why not? I'll start tomorrow. 

Let's see what happens. Beyond the superficial, let's see if it's worth it.

Tarot Cards: How I Found "The One"

I've never seen a shelf this full of tarot cards in the Philippines.
How would you choose the 'right' deck for you?
(Photo from Pinterest)
It was calling me.

That's when I knew that it was for me. It wasn't a literal "calling". There was a deep connection to it and I knew I had to get it.

I was in Fully Booked that day with the goal of buying my first tarot deck. (I didn't know where else to look!)

My main criteria: Nice drawings. Nothing abstract. Nothing scary. Shallow, I know.

Four decks were on the shelf.

I instantly put aside the deck with ugly drawings. #Judgmental. Haha! Next was the punk-themed one since punk just wasn't me. And it looked scary!

It was down to the Rider-Waite deck and the Wizards Tarot.

I had a hard time choosing which one to get. On one hand, I thought the Rider-Waite was the most basic and easiest to learn. I was inclined to get it. On the other hand, the Wizards Tarot just seemed so beautiful and enchanting. I even searched online for what the other cards looked like!

After much thought, I went with the Rider-Waite deck. As I was about to pay for it, I stopped. Something felt off. It just... wasn't right (even without any reason).

That's when I knew.

I couldn't stop thinking about the Wizards Tarot. Somehow, I was so drawn to it. Even from a distance, it was making itself felt--as if it was calling for me to come and get it. I walked out of the store feeling like it was my best purchase. I had found "the one".

Now where to find "the one" for my happily-ever-after?? Haha!

"The One"

Wednesday, April 27, 2016

Me and Tarot Cards

I don't usually broadcast this, but for those who don't know, I'm a tarot card reader.

Since college, I've always been fascinated by them because of my friend Karkar. It was only in 2014 that I bought my own deck and started learning.

Honestly, I'm not the best at it. I often struggle and there's still so much to learn. Sometimes, I don't even understand what the cards tell me but somehow, the person I'm doing the reading for understands it perfectly.

My Wizards Tarot deck.

No, I am not a psychic. I don't claim to have extraordinary powers nor do I have the ability to tell you your fortune.

But with the tarot cards, I try to shed light on issues in one's life whether it be about love, career, or life in general. Nothing is ever set in stone. No promises, no specifics, no dates (because it's scary), and definitely no defining one's destiny.

I may have my predictions based on what the cards say, but it will always be a probability.

More than anything, tarot cards are a way to let me help others--like being a life-coach of sorts, providing guidance, and helping others become more self-aware.

Occasionally, I may just post my readings of public interest here. This is off-strat with my blog but just treat these as a different "wandering". #Mema. 

Tuesday, April 5, 2016

Filing Annual Income Tax Returns for the First Time

Since I started working x years ago, I've never had to worry about filing income taxes. My employers would always take care of it for me. The only thing left to do was to complain at how much my hard-earned money goes into our politicians' pockets.

This year's different. 

I left the corporate world a few months ago so I'm basically on my own when it comes to filing my annual income tax returns for 2015. April 15 is only days away and I've been told that that's the last day for filing. 


This is the first time I'm doing it and honestly, it scares the crap out of me. I don't know anything!

As of writing, I'm in the last step, which is submitting hard copies and paying my tax debt to the government--or whatever you call it. (I owe the government?!)

Here are some of the things I did and learned in the process:

1. Hire an accountant. 
Instead of dreading the thought of doing this on my own, I took the easy way out. I set an appointment and in less than half an hour, the accountant was done! She computed how much tax was withheld already and how much I still owed the government. She also submitted the form online and prepared all the necessary documents for submission to the bank. 



2. Request for BIR form 2307 from all companies you've received income from. 
In preparation for my appointment with the accountant, I was told to request for these forms. This is because I had more than one source of income in 2015. This document stated earnings from the company, which the accountant would base computations on. I also showed her my BIR form 2316 (Certificate of Compensation Payment/Tax Withheld) from my latest employer.


3. Be honest...
In this case, with my income. I was hesitant to show the accountant all my figures (even if the amount isn't big)... just because. It's like that feeling of needing to show the doctor your privates. Haha!  Different people would have different opinions on this but for me, I chose to be honest to avoid unnecessary penalties from BIR in the future. 

4. Ignorance of the law excuses no one. 
You can't just say, "Oh, I didn't know!" Income taxes really need to be filed diligently based on one's cumulative income. Otherwise, there's the risk of great penalties. All forms of income must be declared, including commissions from multi-level marketing (MLM) companies. Who knew?!

5. After all taxes withheld, you can still owe the government money!
Shocking, I know. After the accountant computed (and after much explaining, which I still have to internalize), I still owe the government tax money! Nakakapanghina talaga


As a first timer to all this, and seeing how the accountant did it, I can't imagine myself filing my own taxes correctly. Hiring an accountant made the process way easier. I guess I'll see her again next year!

In the meantime, can I complain about how much of my hard-earned money goes into our politicians' pockets?!?

Friday, April 1, 2016

My First Consultation with a Life Coach

I've always sought for a mentor—one that’d guide me and tell me the things that I need to know in life without sugar-coating and being condescending. Bonus na lang if this person’s psychic.

I was introduced to Ms. Star almost a decade ago during our school’s homecoming event. She was a colleague of my friend, Reddie. He told me that she was a psychic and went by the alias "Stargazer". I didn't know that she was famous.

Since I’m interested in tarot and the paranormal, I wanted to consult with her—magpahula, kumbaga. I never got around to doing so until last December.

I've always believed that seeking professional help is healthy, whether one needs it or not. There weren't any major issues in my life and I just wanted to see what advice she could offer.

Going into the consultation, I was nervous because I didn't know what to expect. I wasn't even sure if she remembered me. I took off my shoes and went in her office.

As I walked in, she looked at my legs and asked, "Do you have problems with your lower body?"

I was taken aback. "No naman," I said.

"What about your legs?"

My legs were fine but she sensed something wrong, as if there was a red flag that only she could see.

"Be careful na lang," she warned, "I see something—an injury, sprain...basta, sa left leg."

Kaloka. But noted, with thanks.

After sensing that I wasn't as nervous, Ms. Star looked up and around me. She was scanning my aura. She took out her pastels and started coloring.



What she saw was dominantly red and yellow. These colors meant that I was close to people. But since there was a murky brown color present, it hinted that I was getting sluggish. I was advised to be more creative to counter this.

She then handed me her oracle cards and asked me to shuffle and cut it while saying my name in my head. She then fanned it face-down on the table. I was told to ask my questions aloud, after which I was asked to choose cards. She then interpreted these and answered my question.

I asked Ms. Star about her cards since I was learning the tarot. She mentioned that these weren't necessary in her readings. The cards just gave dimension and validation to her answers.

Ms. Star was always frank. She tells things as they are and what one needs to know. I like how there’s no sugar-coating or judgment as to who I am as a person. This made me feel safe and at ease.

The session felt more like a counselling session rather than the stereotypical hulaan, which I like. 

I wrote down some of her advice and predictions, which I’ll reserve for a different entry.

The hour-long session felt just right but I craved for more, even if I didn't have anything else to ask. I felt both anxious and excited to face the year ahead as there were so many things to look forward to.

Before I left, she held my arm and repeated one of her advice: “Yung pera niyo, ha! Ingatan!

I finally found a mentor and life coach in Ms. Star.